Lender in Nebraska · HMDA 2025
U.S. Bank, N.A. mortgages in Nebraska
U.S. Bank, N.A.'s 2025 home-purchase and refinance lending in Nebraska, compared with all lenders in the state.
U.S. Bank, N.A. originated 554 owner-occupied single-family loans in Nebraska from 622 completed applications, making it the state's #11 lender by volume.
Its median conventional purchase loan costs were $2,890 versus $3,100 for all Nebraska lenders, at a median 30-year fixed rate of 6.50% (Nebraska: 6.624%).
Loans in NE
554
of 622 applications
Denial rate
6.1%
Purchase · NE 5.9%
Rate spread
+0.09 pts
Conv. · NE +0.13 pts
Loan amount
$235,000
Purchase · NE $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 492 | 456 | 6.1% | 6.500% | +0.09 pts | $2,890 | $235,000 |
| Refinance | 52 | 42 | 19.2% | 6.125% | +0.08 pts | $2,840 | $245,000 |
| Cash-out refinance | 78 | 56 | 28.2% | 6.875% | +0.55 pts | $2,820 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Nebraska counties where U.S. Bank, N.A. ranks in the top 25
Showing the 30 counties where it ranks highest, of 39.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Harlan County | 4 | 2 | 9.1% |
| Clay County | 5 | 4 | 4.9% |
| Scotts Bluff County | 6 | 9 | 3.5% |
| Franklin County | 6 | 2 | 5.7% |
| Madison County | 7 | 17 | 4.4% |
| Adams County | 7 | 8 | 2.4% |
| Colfax County | 7 | 3 | 3.7% |
| Red Willow County | 7 | 3 | 2.1% |
| Dakota County | 8 | 7 | 3.7% |
| Morrill County | 8 | 2 | 5.1% |
| Wayne County | 8 | 2 | 3.9% |
| Brown County | 8 | 1 | 7.7% |
| Lancaster County | 9 | 160 | 3.4% |
| Knox County | 10 | 2 | 4.2% |
| Thurston County | 11 | 1 | 4.0% |
| Dodge County | 12 | 8 | 1.6% |
| Platte County | 12 | 7 | 1.7% |
| Burt County | 13 | 3 | 2.4% |
| Webster County | 13 | 1 | 2.8% |
| Buffalo County | 14 | 8 | 1.5% |
| Phelps County | 14 | 2 | 2.0% |
| Douglas County | 15 | 185 | 2.2% |
| Gage County | 15 | 7 | 2.3% |
| Cheyenne County | 15 | 2 | 2.1% |
| Fillmore County | 15 | 1 | 1.8% |
| Pierce County | 15 | 1 | 1.8% |
| Cass County | 16 | 9 | 1.8% |
| Washington County | 16 | 6 | 1.8% |
| Seward County | 17 | 3 | 1.3% |
| Nuckolls County | 20 | 1 | 2.5% |
- U.S. Bank, N.A. nationwide
- Nebraska mortgage market
- U.S. Bank, N.A. in California
- U.S. Bank, N.A. in Illinois
- U.S. Bank, N.A. in Washington
- U.S. Bank, N.A. in Minnesota
- U.S. Bank, N.A. in Ohio
- U.S. Bank, N.A. in Missouri
- U.S. Bank, N.A. in Texas
- U.S. Bank, N.A. in Wisconsin
- U.S. Bank, N.A. in Kentucky
- U.S. Bank, N.A. in Florida
- U.S. Bank, N.A. in New York
- U.S. Bank, N.A. in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology