Lender in Nevada · HMDA 2025
U.S. Bank, N.A. mortgages in Nevada
U.S. Bank, N.A.'s 2025 home-purchase and refinance lending in Nevada, compared with all lenders in the state.
U.S. Bank, N.A. originated 570 owner-occupied single-family loans in Nevada from 672 completed applications, making it the state's #17 lender by volume.
Its median conventional purchase loan costs were $5,880 versus $6,150 for all Nevada lenders, at a median 30-year fixed rate of 6.49% (Nevada: 6.50%).
Loans in NV
570
of 672 applications
Denial rate
11.6%
Purchase · NV 8.7%
Rate spread
−0.08 pts
Conv. · NV +0.10 pts
Loan amount
$445,000
Purchase · NV $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 509 | 443 | 11.6% | 6.490% | −0.08 pts | $5,880 | $445,000 |
| Refinance | 80 | 61 | 20.0% | 6.125% | −0.13 pts | $3,780 | $455,000 |
| Cash-out refinance | 83 | 66 | 16.9% | 6.875% | +0.24 pts | $3,900 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Nevada counties where U.S. Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Douglas County | 4 | 51 | 7.0% |
| Carson City | 8 | 28 | 4.2% |
| Pershing County | 9 | 1 | 6.7% |
| Elko County | 12 | 11 | 1.7% |
| Washoe County | 13 | 111 | 1.8% |
| Clark County | 17 | 346 | 1.1% |
| Humboldt County | 18 | 2 | 1.1% |
| Lyon County | 20 | 11 | 1.0% |
- U.S. Bank, N.A. nationwide
- Nevada mortgage market
- U.S. Bank, N.A. in California
- U.S. Bank, N.A. in Illinois
- U.S. Bank, N.A. in Washington
- U.S. Bank, N.A. in Minnesota
- U.S. Bank, N.A. in Ohio
- U.S. Bank, N.A. in Missouri
- U.S. Bank, N.A. in Texas
- U.S. Bank, N.A. in Wisconsin
- U.S. Bank, N.A. in Kentucky
- U.S. Bank, N.A. in Florida
- U.S. Bank, N.A. in New York
- U.S. Bank, N.A. in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology