Lender in Pennsylvania · HMDA 2025
U.S. Bank, N.A. mortgages in Pennsylvania
U.S. Bank, N.A.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
U.S. Bank, N.A. originated 258 owner-occupied single-family loans in Pennsylvania from 294 completed applications.
Its median conventional purchase loan costs were $5,340 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.49% (Pennsylvania: 6.625%).
Loans in PA
258
of 294 applications
Denial rate
8.9%
Purchase · PA 6.7%
Rate spread
−0.05 pts
Conv. · PA +0.17 pts
Loan amount
$385,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 237 | 214 | 8.9% | 6.490% | −0.05 pts | $5,340 | $385,000 |
| Refinance | 31 | 25 | 19.4% | — | −0.11 pts | $4,900 | $595,000 |
| Cash-out refinance | 26 | 19 | 19.2% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where U.S. Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wyoming County | 22 | 3 | 1.4% |
- U.S. Bank, N.A. nationwide
- Pennsylvania mortgage market
- U.S. Bank, N.A. in California
- U.S. Bank, N.A. in Illinois
- U.S. Bank, N.A. in Washington
- U.S. Bank, N.A. in Minnesota
- U.S. Bank, N.A. in Ohio
- U.S. Bank, N.A. in Missouri
- U.S. Bank, N.A. in Texas
- U.S. Bank, N.A. in Wisconsin
- U.S. Bank, N.A. in Kentucky
- U.S. Bank, N.A. in Florida
- U.S. Bank, N.A. in New York
- U.S. Bank, N.A. in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology