Lender in Utah · HMDA 2025
U.S. Bank, N.A. mortgages in Utah
U.S. Bank, N.A.'s 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.
U.S. Bank, N.A. originated 276 owner-occupied single-family loans in Utah from 311 completed applications.
Its median conventional purchase loan costs were $5,560 versus $6,400 for all Utah lenders, at a median 30-year fixed rate of 6.375% (Utah: 6.50%).
Loans in UT
276
of 311 applications
Denial rate
7.4%
Purchase · UT 6.5%
Rate spread
−0.08 pts
Conv. · UT +0.05 pts
Loan amount
$565,000
Purchase · UT $435,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 215 | 196 | 7.4% | 6.375% | −0.08 pts | $5,560 | $565,000 |
| Refinance | 57 | 49 | 7.0% | — | −0.12 pts | $4,560 | $705,000 |
| Cash-out refinance | 39 | 31 | 20.5% | 6.625% | −0.01 pts | $4,920 | $295,000 |
*Conventional loans only; medians with at least 20 loans.
Utah counties where U.S. Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Summit County | 4 | 37 | 5.8% |
| Wasatch County | 9 | 21 | 2.9% |
| Garfield County | 19 | 1 | 1.5% |
- U.S. Bank, N.A. nationwide
- Utah mortgage market
- U.S. Bank, N.A. in California
- U.S. Bank, N.A. in Illinois
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- U.S. Bank, N.A. in Ohio
- U.S. Bank, N.A. in Missouri
- U.S. Bank, N.A. in Texas
- U.S. Bank, N.A. in Wisconsin
- U.S. Bank, N.A. in Kentucky
- U.S. Bank, N.A. in Florida
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- U.S. Bank, N.A. in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology