Lender in Ohio · HMDA 2025
Wright-Patt Credit Union, Inc. mortgages in Ohio
Wright-Patt Credit Union, Inc.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Wright-Patt Credit Union, Inc. originated 2,156 owner-occupied single-family loans in Ohio from 2,505 completed applications, making it the state's #16 lender by volume.
Its median conventional purchase loan costs were $3,740 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.625% (Ohio: 6.625%).
Loans in OH
2,156
of 2,505 applications
Denial rate
2.8%
Purchase · OH 7.1%
Rate spread
−0.28 pts
Conv. · OH +0.22 pts
Loan amount
$245,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,010 | 1,765 | 2.8% | 6.625% | −0.28 pts | $3,740 | $245,000 |
| Refinance | 231 | 191 | 12.1% | 6.625% | −0.17 pts | $2,400 | $225,000 |
| Cash-out refinance | 264 | 200 | 18.2% | 6.875% | +0.17 pts | $1,250 | $145,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Wright-Patt Credit Union, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Montgomery County | 1 | 719 | 9.2% |
| Greene County | 1 | 294 | 10.6% |
| Miami County | 2 | 143 | 7.8% |
| Clark County | 3 | 169 | 8.6% |
| Preble County | 3 | 31 | 4.9% |
| Clinton County | 3 | 29 | 5.0% |
| Champaign County | 4 | 30 | 6.4% |
| Warren County | 6 | 131 | 2.8% |
| Darke County | 8 | 19 | 3.0% |
| Franklin County | 17 | 222 | 1.3% |
| Delaware County | 17 | 71 | 1.6% |
| Union County | 17 | 22 | 1.3% |
| Highland County | 21 | 6 | 1.2% |
| Shelby County | 21 | 6 | 1.3% |
| Auglaize County | 22 | 5 | 0.9% |
| Logan County | 23 | 8 | 1.2% |
| Madison County | 23 | 7 | 0.9% |
| Licking County | 25 | 29 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology