Oregon · 2026
Oregon 2026 FHA and conforming loan limits
For a one-unit home in Oregon, the 2026 conforming limit is $832,750 and the FHA limit is $541,287 to $762,450. FHA limits rose in 35 of 36 counties from 2025.
| County | Conforming 1 unit | Conforming 2 units | FHA 1 unit | FHA 2 units | FHA 3 units | FHA 4 units | FHA vs 2025 |
|---|---|---|---|---|---|---|---|
| Baker County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Benton County | $832,750 | $1,066,250 | $615,250 | $787,650 | $952,050 | $1,183,200 | +$17,250 |
| Clackamas County | $832,750 | $1,066,250 | $701,500 | $898,050 | $1,085,550 | $1,349,050 | +$5,750 |
| Clatsop County | $832,750 | $1,066,250 | $563,500 | $721,400 | $872,000 | $1,083,650 | +$2,300 |
| Columbia County | $832,750 | $1,066,250 | $701,500 | $898,050 | $1,085,550 | $1,349,050 | +$5,750 |
| Coos County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Crook County | $832,750 | $1,066,250 | $718,750 | $920,150 | $1,112,250 | $1,382,250 | +$194,525 |
| Curry County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Deschutes County | $832,750 | $1,066,250 | $718,750 | $920,150 | $1,112,250 | $1,382,250 | +$5,750 |
| Douglas County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Gilliam County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Grant County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Harney County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Hood River County | $832,750 | $1,066,250 | $762,450 | $976,100 | $1,179,850 | $1,466,250 | — |
| Jackson County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Jefferson County | $832,750 | $1,066,250 | $718,750 | $920,150 | $1,112,250 | $1,382,250 | +$194,525 |
| Josephine County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Klamath County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Lake County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Lane County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Lincoln County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Linn County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Malheur County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Marion County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Morrow County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Multnomah County | $832,750 | $1,066,250 | $701,500 | $898,050 | $1,085,550 | $1,349,050 | +$5,750 |
| Polk County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Sherman County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Tillamook County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Umatilla County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Union County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Wallowa County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Wasco County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Washington County | $832,750 | $1,066,250 | $701,500 | $898,050 | $1,085,550 | $1,349,050 | +$5,750 |
| Wheeler County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Yamhill County | $832,750 | $1,066,250 | $701,500 | $898,050 | $1,085,550 | $1,349,050 | +$5,750 |
Conforming limits: FHFA (2026). FHA forward-mortgage limits: HUD (2026 case numbers). Each county page adds 2025 mortgage activity.
Counts: 36 counties and county-equivalents.