Lender in California · HMDA 2025
A&D Mortgage LLC mortgages in California
A&D Mortgage LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
A&D Mortgage LLC originated 1,102 owner-occupied single-family loans in California from 1,230 completed applications.
Its median conventional purchase loan costs were $9,750 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.625% (California: 6.625%).
Loans in CA
1,102
of 1,230 applications
Denial rate
7.8%
Purchase · CA 8.9%
Rate spread
+0.17 pts
Conv. · CA +0.09 pts
Loan amount
$585,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 662 | 604 | 7.8% | 6.625% | +0.17 pts | $9,750 | $585,000 |
| Refinance | 388 | 350 | 7.7% | 6.125% | −0.05 pts | $4,990 | $595,000 |
| Cash-out refinance | 180 | 148 | 15.6% | 6.625% | +0.19 pts | $6,990 | $445,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where A&D Mortgage LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Ventura County | 21 | 68 | 1.0% |
- A&D Mortgage LLC nationwide
- California mortgage market
- A&D Mortgage LLC in Florida
- A&D Mortgage LLC in Texas
- A&D Mortgage LLC in Illinois
- A&D Mortgage LLC in New York
- A&D Mortgage LLC in Arizona
- A&D Mortgage LLC in Georgia
- A&D Mortgage LLC in New Jersey
- A&D Mortgage LLC in Minnesota
- A&D Mortgage LLC in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology