Lender in Georgia · HMDA 2025
A&D Mortgage LLC mortgages in Georgia
A&D Mortgage LLC's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
A&D Mortgage LLC originated 318 owner-occupied single-family loans in Georgia from 343 completed applications.
Its median conventional purchase loan costs were $7,980 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.50% (Georgia: 6.624%).
Loans in GA
318
of 343 applications
Denial rate
5.5%
Purchase · GA 9.9%
Rate spread
+0.10 pts
Conv. · GA +0.13 pts
Loan amount
$375,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 256 | 238 | 5.5% | 6.500% | +0.10 pts | $7,980 | $375,000 |
| Refinance | 55 | 51 | 5.5% | 6.125% | +0.04 pts | $5,630 | $375,000 |
| Cash-out refinance | 32 | 29 | 9.4% | 6.750% | +0.24 pts | $8,330 | $405,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where A&D Mortgage LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Towns County | 10 | 4 | 2.1% |
| Candler County | 13 | 1 | 1.3% |
| Appling County | 14 | 1 | 1.0% |
| Jefferson County | 20 | 1 | 1.0% |
| Lee County | 22 | 4 | 0.7% |
| Crisp County | 23 | 1 | 0.9% |
| Effingham County | 24 | 12 | 0.9% |
| Burke County | 24 | 1 | 0.6% |
- A&D Mortgage LLC nationwide
- Georgia mortgage market
- A&D Mortgage LLC in Florida
- A&D Mortgage LLC in California
- A&D Mortgage LLC in Texas
- A&D Mortgage LLC in Illinois
- A&D Mortgage LLC in New York
- A&D Mortgage LLC in Arizona
- A&D Mortgage LLC in New Jersey
- A&D Mortgage LLC in Minnesota
- A&D Mortgage LLC in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology