Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Texas · HMDA 2025

A&D Mortgage LLC mortgages in Texas

A&D Mortgage LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.

A&D Mortgage LLC originated 596 owner-occupied single-family loans in Texas from 692 completed applications.

Its median conventional purchase loan costs were $10,970 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.75% (Texas: 6.50%).

Loans in TX
596
of 692 applications
Denial rate
11.1%
Purchase · TX 10.2%
Rate spread
+0.40 pts
Conv. · TX +0.09 pts
Loan amount
$345,000
Purchase · TX $315,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase49743811.1%6.750%+0.40 pts$10,970$345,000
Refinance928010.9%6.490%+0.14 pts$6,800$365,000
Cash-out refinance1037818.4%7.500%+1.08 pts$8,020$225,000

*Conventional loans only; medians with at least 20 loans.

Texas counties where A&D Mortgage LLC ranks in the top 25

CountyRankLoansMarket share
Kimble County514.2%
Comanche County1910.7%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology