Lender in Minnesota · HMDA 2025
A&D Mortgage LLC mortgages in Minnesota
A&D Mortgage LLC's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
A&D Mortgage LLC originated 250 owner-occupied single-family loans in Minnesota from 258 completed applications.
Its median conventional purchase loan costs were $5,750 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.625% (Minnesota: 6.625%).
Loans in MN
250
of 258 applications
Denial rate
2.8%
Purchase · MN 5.2%
Rate spread
+0.13 pts
Conv. · MN +0.15 pts
Loan amount
$345,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 176 | 170 | 2.8% | 6.625% | +0.13 pts | $5,750 | $345,000 |
| Refinance | 68 | 68 | 0.0% | 6.375% | −0.03 pts | $3,510 | $405,000 |
| Cash-out refinance | 14 | 12 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where A&D Mortgage LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Yellow Medicine County | 4 | 5 | 5.8% |
| Kandiyohi County | 9 | 12 | 2.6% |
| Chippewa County | 11 | 2 | 1.9% |
| Lincoln County | 15 | 1 | 1.4% |
| Redwood County | 17 | 2 | 1.3% |
| Lyon County | 18 | 2 | 0.8% |
| Morrison County | 21 | 5 | 1.3% |
| Rock County | 24 | 1 | 0.8% |
| Douglas County | 25 | 3 | 0.7% |
- A&D Mortgage LLC nationwide
- Minnesota mortgage market
- A&D Mortgage LLC in Florida
- A&D Mortgage LLC in California
- A&D Mortgage LLC in Texas
- A&D Mortgage LLC in Illinois
- A&D Mortgage LLC in New York
- A&D Mortgage LLC in Arizona
- A&D Mortgage LLC in Georgia
- A&D Mortgage LLC in New Jersey
- A&D Mortgage LLC in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology