Lender in California · HMDA 2025
American Financial Network, Inc. mortgages in California
American Financial Network, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
American Financial Network, Inc. originated 1,211 owner-occupied single-family loans in California from 1,406 completed applications.
Its median conventional purchase loan costs were $11,210 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.75% (California: 6.625%).
Loans in CA
1,211
of 1,406 applications
Denial rate
10.7%
Purchase · CA 8.9%
Rate spread
+0.45 pts
Conv. · CA +0.09 pts
Loan amount
$535,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,080 | 955 | 10.7% | 6.750% | +0.45 pts | $11,210 | $535,000 |
| Refinance | 131 | 102 | 16.8% | 6.500% | +0.08 pts | $11,300 | $585,000 |
| Cash-out refinance | 195 | 154 | 19.5% | 6.875% | +0.42 pts | $9,070 | $495,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where American Financial Network, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mariposa County | 8 | 4 | 2.8% |
| San Bernardino County | 20 | 205 | 1.0% |
| Lake County | 23 | 5 | 0.9% |
| Inyo County | 24 | 1 | 0.9% |
| Tuolumne County | 25 | 4 | 0.7% |
- American Financial Network, Inc. nationwide
- California mortgage market
- American Financial Network, Inc. in Florida
- American Financial Network, Inc. in Virginia
- American Financial Network, Inc. in Texas
- American Financial Network, Inc. in Michigan
- American Financial Network, Inc. in New York
- American Financial Network, Inc. in Arizona
- American Financial Network, Inc. in Georgia
- American Financial Network, Inc. in Indiana
- American Financial Network, Inc. in South Carolina
- American Financial Network, Inc. in New Jersey
- American Financial Network, Inc. in Maryland
- American Financial Network, Inc. in Tennessee
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology