Lender in Virginia · HMDA 2025
American Financial Network, Inc. mortgages in Virginia
American Financial Network, Inc.'s 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
American Financial Network, Inc. originated 741 owner-occupied single-family loans in Virginia from 816 completed applications.
Its median conventional purchase loan costs were $5,970 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.625% (Virginia: 6.625%).
Loans in VA
741
of 816 applications
Denial rate
6.2%
Purchase · VA 6.9%
Rate spread
+0.30 pts
Conv. · VA +0.10 pts
Loan amount
$355,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 633 | 588 | 6.2% | 6.625% | +0.30 pts | $5,970 | $355,000 |
| Refinance | 54 | 39 | 25.9% | — | +0.15 pts | $9,190 | $305,000 |
| Cash-out refinance | 129 | 114 | 10.1% | 6.625% | +0.43 pts | $8,670 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where American Financial Network, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Warren County | 9 | 17 | 2.3% |
| Sussex County | 10 | 3 | 3.2% |
| Caroline County | 13 | 12 | 1.4% |
| Norfolk city | 15 | 59 | 1.6% |
| Prince George County | 15 | 7 | 1.4% |
| Hopewell city | 15 | 6 | 1.5% |
| Manassas city | 17 | 6 | 1.3% |
| Colonial Heights city | 17 | 4 | 1.4% |
| Northumberland County | 17 | 3 | 1.5% |
| King George County | 18 | 6 | 1.1% |
| Petersburg city | 19 | 7 | 1.4% |
| Fredericksburg city | 19 | 4 | 1.3% |
| Amelia County | 19 | 3 | 1.5% |
| Danville city | 19 | 3 | 0.9% |
| Accomack County | 20 | 3 | 1.0% |
| Newport News city | 23 | 22 | 0.9% |
| Hampton city | 24 | 18 | 0.7% |
| Nottoway County | 24 | 2 | 1.1% |
| Amherst County | 25 | 4 | 1.0% |
| Pittsylvania County | 25 | 4 | 0.8% |
| Salem city | 25 | 3 | 0.9% |
| Wythe County | 25 | 2 | 0.7% |
- American Financial Network, Inc. nationwide
- Virginia mortgage market
- American Financial Network, Inc. in Florida
- American Financial Network, Inc. in California
- American Financial Network, Inc. in Texas
- American Financial Network, Inc. in Michigan
- American Financial Network, Inc. in New York
- American Financial Network, Inc. in Arizona
- American Financial Network, Inc. in Georgia
- American Financial Network, Inc. in Indiana
- American Financial Network, Inc. in South Carolina
- American Financial Network, Inc. in New Jersey
- American Financial Network, Inc. in Maryland
- American Financial Network, Inc. in Tennessee
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology