Lender in Florida · HMDA 2025
American Financial Network, Inc. mortgages in Florida
American Financial Network, Inc.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
American Financial Network, Inc. originated 1,227 owner-occupied single-family loans in Florida from 1,487 completed applications.
Its median conventional purchase loan costs were $7,790 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.75% (Florida: 6.625%).
Loans in FL
1,227
of 1,487 applications
Denial rate
14.7%
Purchase · FL 12.8%
Rate spread
+0.33 pts
Conv. · FL +0.14 pts
Loan amount
$315,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,299 | 1,093 | 14.7% | 6.750% | +0.33 pts | $7,790 | $315,000 |
| Refinance | 64 | 43 | 29.7% | — | +0.24 pts | $10,450 | $385,000 |
| Cash-out refinance | 124 | 91 | 25.8% | 6.990% | +0.53 pts | $9,480 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where American Financial Network, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lafayette County | 2 | 2 | 8.0% |
| Suwannee County | 6 | 5 | 2.1% |
| Alachua County | 7 | 108 | 4.0% |
| Columbia County | 8 | 19 | 3.6% |
| Marion County | 10 | 158 | 2.0% |
| Levy County | 14 | 6 | 1.6% |
| DeSoto County | 17 | 2 | 0.9% |
| Union County | 18 | 1 | 1.7% |
| Hardee County | 19 | 2 | 1.3% |
| Dixie County | 19 | 1 | 1.4% |
| Gilchrist County | 20 | 2 | 1.2% |
| Hamilton County | 20 | 1 | 1.6% |
| Hendry County | 22 | 4 | 0.8% |
| Franklin County | 22 | 1 | 1.0% |
- American Financial Network, Inc. nationwide
- Florida mortgage market
- American Financial Network, Inc. in California
- American Financial Network, Inc. in Virginia
- American Financial Network, Inc. in Texas
- American Financial Network, Inc. in Michigan
- American Financial Network, Inc. in New York
- American Financial Network, Inc. in Arizona
- American Financial Network, Inc. in Georgia
- American Financial Network, Inc. in Indiana
- American Financial Network, Inc. in South Carolina
- American Financial Network, Inc. in New Jersey
- American Financial Network, Inc. in Maryland
- American Financial Network, Inc. in Tennessee
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology