Lender in Michigan · HMDA 2025
American Financial Network, Inc. mortgages in Michigan
American Financial Network, Inc.'s 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
American Financial Network, Inc. originated 554 owner-occupied single-family loans in Michigan from 605 completed applications.
Its median conventional purchase loan costs were $5,340 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.75% (Michigan: 6.625%).
Loans in MI
554
of 605 applications
Denial rate
7.1%
Purchase · MI 7.8%
Rate spread
+0.47 pts
Conv. · MI +0.23 pts
Loan amount
$215,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 476 | 436 | 7.1% | 6.750% | +0.47 pts | $5,340 | $215,000 |
| Refinance | 33 | 31 | 6.1% | — | — | — | $235,000 |
| Cash-out refinance | 96 | 87 | 9.4% | 6.750% | +0.36 pts | $6,880 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where American Financial Network, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Monroe County | 2 | 259 | 11.1% |
| Mackinac County | 14 | 1 | 1.8% |
| Lenawee County | 18 | 15 | 1.2% |
| Hillsdale County | 23 | 4 | 0.8% |
| Manistee County | 23 | 2 | 0.7% |
- American Financial Network, Inc. nationwide
- Michigan mortgage market
- American Financial Network, Inc. in Florida
- American Financial Network, Inc. in California
- American Financial Network, Inc. in Virginia
- American Financial Network, Inc. in Texas
- American Financial Network, Inc. in New York
- American Financial Network, Inc. in Arizona
- American Financial Network, Inc. in Georgia
- American Financial Network, Inc. in Indiana
- American Financial Network, Inc. in South Carolina
- American Financial Network, Inc. in New Jersey
- American Financial Network, Inc. in Maryland
- American Financial Network, Inc. in Tennessee
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology