Lender in Illinois · HMDA 2025
Ark-La-Tex Financial Services, LLC. mortgages in Illinois
Ark-La-Tex Financial Services, LLC.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Ark-La-Tex Financial Services, LLC. originated 244 owner-occupied single-family loans in Illinois from 270 completed applications.
Its median conventional purchase loan costs were $4,830 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.875% (Illinois: 6.625%).
Loans in IL
244
of 270 applications
Denial rate
5.6%
Purchase · IL 9.2%
Rate spread
+0.41 pts
Conv. · IL +0.27 pts
Loan amount
$235,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 213 | 195 | 5.6% | 6.875% | +0.41 pts | $4,830 | $235,000 |
| Refinance | 34 | 30 | 5.9% | — | — | — | $315,000 |
| Cash-out refinance | 23 | 19 | 13.0% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Ark-La-Tex Financial Services, LLC. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Gallatin County | 9 | 1 | 3.3% |
| Montgomery County | 12 | 4 | 1.7% |
| Bond County | 17 | 2 | 1.1% |
| Randolph County | 19 | 2 | 0.8% |
| St. Clair County | 21 | 37 | 1.0% |
| Monroe County | 23 | 5 | 0.9% |
| Jackson County | 23 | 3 | 0.9% |
| Fayette County | 25 | 1 | 0.6% |
- Ark-La-Tex Financial Services, LLC. nationwide
- Illinois mortgage market
- Ark-La-Tex Financial Services, LLC. in Texas
- Ark-La-Tex Financial Services, LLC. in Kentucky
- Ark-La-Tex Financial Services, LLC. in Florida
- Ark-La-Tex Financial Services, LLC. in Colorado
- Ark-La-Tex Financial Services, LLC. in California
- Ark-La-Tex Financial Services, LLC. in Tennessee
- Ark-La-Tex Financial Services, LLC. in South Carolina
- Ark-La-Tex Financial Services, LLC. in Georgia
- Ark-La-Tex Financial Services, LLC. in Michigan
- Ark-La-Tex Financial Services, LLC. in Pennsylvania
- Ark-La-Tex Financial Services, LLC. in Louisiana
- Ark-La-Tex Financial Services, LLC. in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology