Lender in Arizona · HMDA 2025
Bank of America, N.A. mortgages in Arizona
Bank of America, N.A.'s 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
Bank of America, N.A. originated 566 owner-occupied single-family loans in Arizona from 647 completed applications.
Its median conventional purchase loan costs were $5,400 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.125% (Arizona: 6.50%).
Loans in AZ
566
of 647 applications
Denial rate
12.2%
Purchase · AZ 8.2%
Rate spread
−0.20 pts
Conv. · AZ +0.11 pts
Loan amount
$345,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 510 | 447 | 12.2% | 6.125% | −0.20 pts | $5,400 | $345,000 |
| Refinance | 75 | 66 | 12.0% | 6.250% | −0.12 pts | $3,470 | $685,000 |
| Cash-out refinance | 62 | 53 | 14.5% | 6.750% | +0.14 pts | $3,500 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
- Bank of America, N.A. nationwide
- Arizona mortgage market
- Bank of America, N.A. in California
- Bank of America, N.A. in Texas
- Bank of America, N.A. in Florida
- Bank of America, N.A. in New York
- Bank of America, N.A. in North Carolina
- Bank of America, N.A. in Washington
- Bank of America, N.A. in Illinois
- Bank of America, N.A. in New Jersey
- Bank of America, N.A. in Georgia
- Bank of America, N.A. in Massachusetts
- Bank of America, N.A. in Pennsylvania
- Bank of America, N.A. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology