Lender in Minnesota · HMDA 2025
Bank of America, N.A. mortgages in Minnesota
Bank of America, N.A.'s 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Bank of America, N.A. originated 218 owner-occupied single-family loans in Minnesota from 249 completed applications.
Its median conventional purchase loan costs were $3,880 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.375% (Minnesota: 6.625%).
Loans in MN
218
of 249 applications
Denial rate
10.5%
Purchase · MN 5.2%
Rate spread
−0.20 pts
Conv. · MN +0.15 pts
Loan amount
$335,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 218 | 195 | 10.5% | 6.375% | −0.20 pts | $3,880 | $335,000 |
| Refinance | 17 | 14 | — | — | — | — | — |
| Cash-out refinance | 14 | 9 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
- Bank of America, N.A. nationwide
- Minnesota mortgage market
- Bank of America, N.A. in California
- Bank of America, N.A. in Texas
- Bank of America, N.A. in Florida
- Bank of America, N.A. in New York
- Bank of America, N.A. in North Carolina
- Bank of America, N.A. in Washington
- Bank of America, N.A. in Illinois
- Bank of America, N.A. in New Jersey
- Bank of America, N.A. in Georgia
- Bank of America, N.A. in Massachusetts
- Bank of America, N.A. in Pennsylvania
- Bank of America, N.A. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology