Lender in Missouri · HMDA 2025
Bank of America, N.A. mortgages in Missouri
Bank of America, N.A.'s 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Bank of America, N.A. originated 442 owner-occupied single-family loans in Missouri from 524 completed applications.
Its median conventional purchase loan costs were $2,690 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.125% (Missouri: 6.625%).
Loans in MO
442
of 524 applications
Denial rate
15.5%
Purchase · MO 6.5%
Rate spread
−0.20 pts
Conv. · MO +0.24 pts
Loan amount
$235,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 425 | 359 | 15.5% | 6.125% | −0.20 pts | $2,690 | $235,000 |
| Refinance | 52 | 45 | 13.5% | — | −0.07 pts | $2,900 | $245,000 |
| Cash-out refinance | 47 | 38 | 19.1% | 6.875% | +0.37 pts | $2,990 | $145,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Bank of America, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| St. Louis County | 21 | 179 | 1.3% |
| St. Louis city | 21 | 40 | 1.3% |
- Bank of America, N.A. nationwide
- Missouri mortgage market
- Bank of America, N.A. in California
- Bank of America, N.A. in Texas
- Bank of America, N.A. in Florida
- Bank of America, N.A. in New York
- Bank of America, N.A. in North Carolina
- Bank of America, N.A. in Washington
- Bank of America, N.A. in Illinois
- Bank of America, N.A. in New Jersey
- Bank of America, N.A. in Georgia
- Bank of America, N.A. in Massachusetts
- Bank of America, N.A. in Pennsylvania
- Bank of America, N.A. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology