Lender in Ohio · HMDA 2025
Bank of America, N.A. mortgages in Ohio
Bank of America, N.A.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Bank of America, N.A. originated 352 owner-occupied single-family loans in Ohio from 401 completed applications.
Its median conventional purchase loan costs were $3,740 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.125% (Ohio: 6.625%).
Loans in OH
352
of 401 applications
Denial rate
12.1%
Purchase · OH 7.1%
Rate spread
−0.29 pts
Conv. · OH +0.22 pts
Loan amount
$245,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 356 | 313 | 12.1% | 6.125% | −0.29 pts | $3,740 | $245,000 |
| Refinance | 30 | 29 | 3.3% | — | −0.27 pts | $3,420 | $355,000 |
| Cash-out refinance | 15 | 10 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Bank of America, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hocking County | 24 | 3 | 1.1% |
- Bank of America, N.A. nationwide
- Ohio mortgage market
- Bank of America, N.A. in California
- Bank of America, N.A. in Texas
- Bank of America, N.A. in Florida
- Bank of America, N.A. in New York
- Bank of America, N.A. in North Carolina
- Bank of America, N.A. in Washington
- Bank of America, N.A. in Illinois
- Bank of America, N.A. in New Jersey
- Bank of America, N.A. in Georgia
- Bank of America, N.A. in Massachusetts
- Bank of America, N.A. in Pennsylvania
- Bank of America, N.A. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology