Lender in Oregon · HMDA 2025
Better Mortgage Corporation mortgages in Oregon
Better Mortgage Corporation's 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Better Mortgage Corporation originated 240 owner-occupied single-family loans in Oregon from 313 completed applications.
Its median conventional purchase loan costs were $6,480 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.875% (Oregon: 6.625%).
Loans in OR
240
of 313 applications
Denial rate
20.1%
Purchase · OR 5.7%
Rate spread
+0.31 pts
Conv. · OR +0.12 pts
Loan amount
$445,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 234 | 186 | 20.1% | 6.875% | +0.31 pts | $6,480 | $445,000 |
| Refinance | 51 | 38 | 21.6% | 6.375% | +0.02 pts | $5,000 | $445,000 |
| Cash-out refinance | 28 | 16 | 42.9% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where Better Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sherman County | 12 | 1 | 5.3% |
| Multnomah County | 23 | 79 | 0.9% |
| Hood River County | 24 | 2 | 1.1% |
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology