Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Pennsylvania · HMDA 2025

Better Mortgage Corporation mortgages in Pennsylvania

Better Mortgage Corporation's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.

Better Mortgage Corporation originated 210 owner-occupied single-family loans in Pennsylvania from 318 completed applications.

Its median conventional purchase loan costs were $5,050 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.50% (Pennsylvania: 6.625%).

Loans in PA
210
of 318 applications
Denial rate
26.6%
Purchase · PA 6.7%
Rate spread
+0.03 pts
Conv. · PA +0.17 pts
Loan amount
$285,000
Purchase · PA $275,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase22616226.6%6.500%+0.03 pts$5,050$285,000
Refinance522644.2%—−0.33 pts$5,810$375,000
Cash-out refinance402242.5%———$225,000

*Conventional loans only; medians with at least 20 loans.

Pennsylvania counties where Better Mortgage Corporation ranks in the top 25

CountyRankLoansMarket share
Greene County1931.2%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology