Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Washington · HMDA 2025

Better Mortgage Corporation mortgages in Washington

Better Mortgage Corporation's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.

Better Mortgage Corporation originated 237 owner-occupied single-family loans in Washington from 330 completed applications.

Its median conventional purchase loan costs were $6,150 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.625% (Washington: 6.625%).

Loans in WA
237
of 330 applications
Denial rate
20.3%
Purchase · WA 5.9%
Rate spread
+0.07 pts
Conv. · WA +0.10 pts
Loan amount
$555,000
Purchase · WA $495,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase19215020.3%6.625%+0.07 pts$6,150$555,000
Refinance1137333.6%6.375%−0.09 pts$3,930$655,000
Cash-out refinance251440.0%————

*Conventional loans only; medians with at least 20 loans.

Washington counties where Better Mortgage Corporation ranks in the top 25

CountyRankLoansMarket share
Ferry County2312.6%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology