Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Texas · HMDA 2025

Better Mortgage Corporation mortgages in Texas

Better Mortgage Corporation's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.

Better Mortgage Corporation originated 826 owner-occupied single-family loans in Texas from 1,184 completed applications.

Its median conventional purchase loan costs were $6,980 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).

Loans in TX
826
of 1,184 applications
Denial rate
23.1%
Purchase · TX 10.2%
Rate spread
+0.05 pts
Conv. · TX +0.09 pts
Loan amount
$395,000
Purchase · TX $315,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase85364923.1%6.625%+0.05 pts$6,980$395,000
Refinance24113541.1%6.125%−0.13 pts$4,810$435,000
Cash-out refinance904252.2%7.250%+0.58 pts$6,660$295,000

*Conventional loans only; medians with at least 20 loans.

Texas counties where Better Mortgage Corporation ranks in the top 25

CountyRankLoansMarket share
Sabine County1422.6%
Llano County2331.3%
Burnet County2491.0%
Aransas County2430.8%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology