Lender in Arkansas · HMDA 2025
Cadence Bank mortgages in Arkansas
Cadence Bank's 2025 home-purchase and refinance lending in Arkansas, compared with all lenders in the state.
Cadence Bank originated 364 owner-occupied single-family loans in Arkansas from 407 completed applications, making it the state's #22 lender by volume.
Its median conventional purchase loan costs were $4,000 versus $3,850 for all Arkansas lenders, at a median 30-year fixed rate of 6.75% (Arkansas: 6.625%).
Loans in AR
364
of 407 applications
Denial rate
7.7%
Purchase · AR 8.5%
Rate spread
+0.26 pts
Conv. · AR +0.17 pts
Loan amount
$245,000
Purchase · AR $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 325 | 297 | 7.7% | 6.750% | +0.26 pts | $4,000 | $245,000 |
| Refinance | 36 | 30 | 16.7% | — | +0.32 pts | $3,340 | $175,000 |
| Cash-out refinance | 46 | 37 | 19.6% | — | +0.81 pts | $3,570 | $135,000 |
*Conventional loans only; medians with at least 20 loans.
Arkansas counties where Cadence Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Prairie County | 3 | 5 | 7.2% |
| Sebastian County | 5 | 72 | 5.1% |
| Union County | 5 | 22 | 7.3% |
| Ouachita County | 5 | 8 | 4.2% |
| Izard County | 7 | 10 | 5.7% |
| Sevier County | 8 | 5 | 4.1% |
| Arkansas County | 9 | 3 | 1.9% |
| Lawrence County | 10 | 5 | 3.0% |
| Crawford County | 13 | 17 | 2.2% |
| Pulaski County | 15 | 84 | 1.7% |
| Woodruff County | 16 | 1 | 3.3% |
| Craighead County | 18 | 25 | 1.7% |
| Greene County | 18 | 11 | 1.7% |
| Bradley County | 20 | 1 | 2.0% |
| Hempstead County | 21 | 2 | 1.3% |
| Randolph County | 21 | 2 | 1.1% |
| Logan County | 24 | 2 | 1.1% |
| Scott County | 25 | 1 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology