Lender in Louisiana · HMDA 2025
Cadence Bank mortgages in Louisiana
Cadence Bank's 2025 home-purchase and refinance lending in Louisiana, compared with all lenders in the state.
Cadence Bank originated 252 owner-occupied single-family loans in Louisiana from 291 completed applications.
Its median conventional purchase loan costs were $5,200 versus $4,900 for all Louisiana lenders, at a median 30-year fixed rate of 6.75% (Louisiana: 6.625%).
Loans in LA
252
of 291 applications
Denial rate
10.1%
Purchase · LA 10.2%
Rate spread
+0.25 pts
Conv. · LA +0.19 pts
Loan amount
$255,000
Purchase · LA $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 257 | 231 | 10.1% | 6.750% | +0.25 pts | $5,200 | $255,000 |
| Refinance | 19 | 14 | — | — | — | — | — |
| Cash-out refinance | 15 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Louisiana counties where Cadence Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Caddo Parish | 7 | 70 | 3.5% |
| Bossier Parish | 17 | 30 | 1.6% |
| Morehouse Parish | 17 | 3 | 2.4% |
| Madison Parish | 17 | 1 | 3.3% |
| Richland Parish | 18 | 2 | 1.7% |
| Caldwell Parish | 22 | 1 | 1.5% |
| Ouachita Parish | 23 | 15 | 1.1% |
| Union Parish | 24 | 2 | 1.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology