Lender in Missouri · HMDA 2025
Cadence Bank mortgages in Missouri
Cadence Bank's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Cadence Bank originated 231 owner-occupied single-family loans in Missouri from 264 completed applications.
Its median conventional purchase loan costs were $3,820 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.875% (Missouri: 6.625%).
Loans in MO
231
of 264 applications
Denial rate
7.4%
Purchase · MO 6.5%
Rate spread
+0.30 pts
Conv. · MO +0.24 pts
Loan amount
$235,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 231 | 210 | 7.4% | 6.875% | +0.30 pts | $3,820 | $235,000 |
| Refinance | 16 | 10 | — | — | — | — | — |
| Cash-out refinance | 17 | 11 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Cadence Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Greene County | 15 | 114 | 2.3% |
| Christian County | 16 | 40 | 2.1% |
| Lawrence County | 23 | 6 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology