Lender in Georgia · HMDA 2025
Cadence Bank mortgages in Georgia
Cadence Bank's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Cadence Bank originated 299 owner-occupied single-family loans in Georgia from 366 completed applications.
Its median conventional purchase loan costs were $6,360 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
299
of 366 applications
Denial rate
16.0%
Purchase · GA 9.9%
Rate spread
+0.21 pts
Conv. · GA +0.13 pts
Loan amount
$295,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 337 | 280 | 16.0% | 6.625% | +0.21 pts | $6,360 | $295,000 |
| Refinance | 9 | 4 | — | — | — | — | — |
| Cash-out refinance | 20 | 15 | 25.0% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Cadence Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bibb County | 14 | 22 | 1.4% |
| Lincoln County | 18 | 2 | 1.8% |
| Warren County | 21 | 1 | 3.2% |
| Monroe County | 22 | 7 | 1.5% |
| Richmond County | 23 | 23 | 1.0% |
| Catoosa County | 23 | 9 | 0.8% |
| Taylor County | 23 | 1 | 2.5% |
| Macon County | 25 | 1 | 2.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology