Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in California · HMDA 2025

Carrington Mortgage Services, LLC mortgages in California

Carrington Mortgage Services, LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.

Carrington Mortgage Services, LLC originated 619 owner-occupied single-family loans in California from 2,280 completed applications.

Its median conventional purchase loan costs were $16,200 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.875% (California: 6.625%).

Loans in CA
619
of 2,280 applications
Denial rate
25.1%
Purchase · CA 8.9%
Rate spread
+0.80 pts
Conv. · CA +0.09 pts
Loan amount
$505,000
Purchase · CA $575,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase25514225.1%6.875%+0.80 pts$16,200$505,000
Refinance55713257.8%6.499%+0.19 pts$13,970$525,000
Cash-out refinance1,46834565.7%6.625%+0.32 pts$11,300$385,000

*Conventional loans only; medians with at least 20 loans.

California counties where Carrington Mortgage Services, LLC ranks in the top 25

CountyRankLoansMarket share
Lassen County1831.2%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology