Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in New York · HMDA 2025

Carrington Mortgage Services, LLC mortgages in New York

Carrington Mortgage Services, LLC's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.

Carrington Mortgage Services, LLC originated 451 owner-occupied single-family loans in New York from 1,125 completed applications.

Its median conventional purchase loan costs were $21,330 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.99% (New York: 6.50%).

Loans in NY
451
of 1,125 applications
Denial rate
16.0%
Purchase · NY 9.5%
Rate spread
+0.76 pts
Conv. · NY +0.07 pts
Loan amount
$605,000
Purchase · NY $375,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase28118916.0%6.990%+0.76 pts$21,330$605,000
Refinance1192960.5%———$605,000
Cash-out refinance72523357.7%6.750%+0.48 pts$11,900$255,000

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology