Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Michigan · HMDA 2025

Carrington Mortgage Services, LLC mortgages in Michigan

Carrington Mortgage Services, LLC's 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.

Carrington Mortgage Services, LLC originated 363 owner-occupied single-family loans in Michigan from 937 completed applications.

Loans in MI
363
of 937 applications
Denial rate
30.4%
Purchase · MI 7.8%
Rate spread
—
Conv. · MI +0.23 pts
Loan amount
$195,000
Purchase · MI $245,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase794230.4%———$195,000
Refinance1193855.5%———$235,000
Cash-out refinance73928352.1%7.490%+0.82 pts$6,530$155,000

*Conventional loans only; medians with at least 20 loans.

Michigan counties where Carrington Mortgage Services, LLC ranks in the top 25

CountyRankLoansMarket share
Cheboygan County1052.2%
Missaukee County1142.4%
Montmorency County1121.4%
Baraga County1412.0%
Cass County2171.1%
Oceana County2320.7%
St. Joseph County2570.9%
Wexford County2540.9%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology