Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Florida · HMDA 2025

Carrington Mortgage Services, LLC mortgages in Florida

Carrington Mortgage Services, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.

Carrington Mortgage Services, LLC originated 789 owner-occupied single-family loans in Florida from 2,537 completed applications.

Its median conventional purchase loan costs were $14,470 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 7.249% (Florida: 6.625%).

Loans in FL
789
of 2,537 applications
Denial rate
27.3%
Purchase · FL 12.8%
Rate spread
+0.94 pts
Conv. · FL +0.14 pts
Loan amount
$325,000
Purchase · FL $345,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase40023527.3%7.249%+0.94 pts$14,470$325,000
Refinance4329862.5%———$365,000
Cash-out refinance1,70545664.1%6.874%+0.46 pts$8,450$255,000

*Conventional loans only; medians with at least 20 loans.

Florida counties where Carrington Mortgage Services, LLC ranks in the top 25

CountyRankLoansMarket share
Baker County1551.8%
Okaloosa County21340.9%
Gadsden County2131.1%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology