Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Idaho · HMDA 2025

CrossCountry Mortgage, Inc. mortgages in Idaho

CrossCountry Mortgage, Inc.'s 2025 home-purchase and refinance lending in Idaho, compared with all lenders in the state.

CrossCountry Mortgage, Inc. originated 379 owner-occupied single-family loans in Idaho from 390 completed applications, making it the state's #21 lender by volume.

Its median conventional purchase loan costs were $8,560 versus $7,270 for all Idaho lenders, at a median 30-year fixed rate of 6.625% (Idaho: 6.50%).

Loans in ID
379
of 390 applications
Denial rate
1.9%
Purchase · ID 4.9%
Rate spread
+0.28 pts
Conv. · ID +0.06 pts
Loan amount
$395,000
Purchase · ID $385,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase3123051.9%6.625%+0.28 pts$8,560$395,000
Refinance49472.0%—+0.17 pts$5,880$425,000
Cash-out refinance29273.5%———$325,000

*Conventional loans only; medians with at least 20 loans.

Idaho counties where CrossCountry Mortgage, Inc. ranks in the top 25

CountyRankLoansMarket share
Camas County427.7%
Elmore County7335.7%
Adams County723.9%
Latah County1082.0%
Canyon County14931.8%
Shoshone County1552.3%
Ada County171521.7%
Custer County2112.2%
Boise County2231.7%
Nez Perce County2350.9%
Bonner County2471.0%
Benewah County2421.8%
Bear Lake County2411.5%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology