Lender in California · HMDA 2025
CrossCountry Mortgage, Inc. mortgages in California
CrossCountry Mortgage, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
CrossCountry Mortgage, Inc. originated 7,165 owner-occupied single-family loans in California from 7,423 completed applications, making it the state's #6 lender by volume.
Its median conventional purchase loan costs were $8,730 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.85% (California: 6.625%).
Loans in CA
7,165
of 7,423 applications
Denial rate
1.2%
Purchase · CA 8.9%
Rate spread
+0.33 pts
Conv. · CA +0.09 pts
Loan amount
$615,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 5,495 | 5,364 | 1.2% | 6.850% | +0.33 pts | $8,730 | $615,000 |
| Refinance | 1,439 | 1,355 | 3.8% | 6.575% | +0.16 pts | $4,650 | $725,000 |
| Cash-out refinance | 489 | 446 | 7.4% | 6.950% | +0.49 pts | $6,850 | $535,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where CrossCountry Mortgage, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 51.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Santa Cruz County | 1 | 245 | 14.8% |
| Mono County | 1 | 23 | 21.3% |
| Modoc County | 1 | 12 | 27.3% |
| San Diego County | 3 | 1,036 | 3.7% |
| Contra Costa County | 3 | 650 | 5.5% |
| Stanislaus County | 3 | 249 | 5.2% |
| Solano County | 3 | 244 | 4.9% |
| Monterey County | 3 | 117 | 5.2% |
| Marin County | 4 | 135 | 6.0% |
| Inyo County | 4 | 7 | 6.4% |
| Sierra County | 4 | 2 | 8.3% |
| Sonoma County | 5 | 177 | 4.3% |
| San Joaquin County | 5 | 173 | 2.1% |
| Lassen County | 5 | 19 | 7.8% |
| Siskiyou County | 5 | 14 | 3.8% |
| Ventura County | 6 | 158 | 2.4% |
| Santa Barbara County | 6 | 85 | 3.1% |
| San Luis Obispo County | 6 | 79 | 3.3% |
| Shasta County | 7 | 83 | 4.2% |
| Mendocino County | 7 | 18 | 3.6% |
| San Benito County | 7 | 18 | 2.6% |
| Alameda County | 8 | 627 | 4.5% |
| El Dorado County | 9 | 51 | 1.9% |
| Nevada County | 9 | 28 | 2.2% |
| Tuolumne County | 9 | 10 | 1.8% |
| Riverside County | 10 | 493 | 1.8% |
| Napa County | 10 | 22 | 2.4% |
| San Francisco County | 11 | 96 | 1.9% |
| San Bernardino County | 12 | 269 | 1.3% |
| Merced County | 12 | 31 | 1.4% |
- CrossCountry Mortgage, Inc. nationwide
- California mortgage market
- CrossCountry Mortgage, Inc. in Ohio
- CrossCountry Mortgage, Inc. in Florida
- CrossCountry Mortgage, Inc. in Pennsylvania
- CrossCountry Mortgage, Inc. in Texas
- CrossCountry Mortgage, Inc. in New Jersey
- CrossCountry Mortgage, Inc. in Illinois
- CrossCountry Mortgage, Inc. in New York
- CrossCountry Mortgage, Inc. in Washington
- CrossCountry Mortgage, Inc. in Arizona
- CrossCountry Mortgage, Inc. in North Carolina
- CrossCountry Mortgage, Inc. in Massachusetts
- CrossCountry Mortgage, Inc. in Minnesota
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology