Lender in New York · HMDA 2025
CrossCountry Mortgage, Inc. mortgages in New York
CrossCountry Mortgage, Inc.'s 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
CrossCountry Mortgage, Inc. originated 4,344 owner-occupied single-family loans in New York from 4,601 completed applications, making it the state's #5 lender by volume.
Its median conventional purchase loan costs were $6,330 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.74% (New York: 6.50%).
Loans in NY
4,344
of 4,601 applications
Denial rate
4.2%
Purchase · NY 9.5%
Rate spread
+0.23 pts
Conv. · NY +0.07 pts
Loan amount
$405,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 4,160 | 3,944 | 4.2% | 6.740% | +0.23 pts | $6,330 | $405,000 |
| Refinance | 223 | 202 | 6.3% | 6.375% | +0.10 pts | $6,910 | $475,000 |
| Cash-out refinance | 218 | 198 | 6.4% | 6.990% | +0.43 pts | $8,010 | $435,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where CrossCountry Mortgage, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 45.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Rockland County | 2 | 211 | 9.0% |
| Orange County | 3 | 252 | 7.2% |
| Dutchess County | 3 | 174 | 7.0% |
| Putnam County | 3 | 81 | 7.7% |
| Sullivan County | 3 | 38 | 6.3% |
| Westchester County | 4 | 507 | 6.8% |
| Bronx County | 4 | 132 | 6.6% |
| Erie County | 5 | 552 | 5.9% |
| New York County | 5 | 235 | 4.6% |
| Ulster County | 5 | 65 | 4.5% |
| Suffolk County | 6 | 560 | 4.1% |
| Richmond County | 6 | 122 | 3.7% |
| Nassau County | 7 | 321 | 3.1% |
| Niagara County | 7 | 102 | 4.8% |
| Kings County | 8 | 240 | 3.5% |
| Monroe County | 8 | 177 | 2.4% |
| Greene County | 8 | 10 | 2.7% |
| Queens County | 9 | 201 | 2.3% |
| Wyoming County | 9 | 8 | 2.3% |
| Lewis County | 9 | 5 | 2.4% |
| Genesee County | 11 | 18 | 3.8% |
| Ontario County | 12 | 23 | 2.2% |
| Franklin County | 12 | 4 | 1.9% |
| Jefferson County | 13 | 32 | 2.8% |
| Columbia County | 13 | 9 | 1.8% |
| St. Lawrence County | 13 | 8 | 1.5% |
| Allegany County | 13 | 4 | 1.5% |
| Livingston County | 14 | 6 | 1.3% |
| Delaware County | 14 | 3 | 1.2% |
| Wayne County | 15 | 11 | 1.2% |
- CrossCountry Mortgage, Inc. nationwide
- New York mortgage market
- CrossCountry Mortgage, Inc. in Ohio
- CrossCountry Mortgage, Inc. in Florida
- CrossCountry Mortgage, Inc. in Pennsylvania
- CrossCountry Mortgage, Inc. in California
- CrossCountry Mortgage, Inc. in Texas
- CrossCountry Mortgage, Inc. in New Jersey
- CrossCountry Mortgage, Inc. in Illinois
- CrossCountry Mortgage, Inc. in Washington
- CrossCountry Mortgage, Inc. in Arizona
- CrossCountry Mortgage, Inc. in North Carolina
- CrossCountry Mortgage, Inc. in Massachusetts
- CrossCountry Mortgage, Inc. in Minnesota
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology