Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Pennsylvania · HMDA 2025

CrossCountry Mortgage, Inc. mortgages in Pennsylvania

CrossCountry Mortgage, Inc.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.

CrossCountry Mortgage, Inc. originated 7,279 owner-occupied single-family loans in Pennsylvania from 7,541 completed applications, making it the state's #3 lender by volume.

Its median conventional purchase loan costs were $6,880 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.75% (Pennsylvania: 6.625%).

Loans in PA
7,279
of 7,541 applications
Denial rate
2.1%
Purchase · PA 6.7%
Rate spread
+0.33 pts
Conv. · PA +0.17 pts
Loan amount
$295,000
Purchase · PA $275,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase6,7246,5312.1%6.750%+0.33 pts$6,880$295,000
Refinance4894524.3%6.375%+0.06 pts$5,630$325,000
Cash-out refinance3282968.2%6.990%+0.63 pts$6,970$255,000

*Conventional loans only; medians with at least 20 loans.

Pennsylvania counties where CrossCountry Mortgage, Inc. ranks in the top 25

Showing the 30 counties where it ranks highest, of 44.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology