Lender in Minnesota · HMDA 2025
CrossCountry Mortgage, Inc. mortgages in Minnesota
CrossCountry Mortgage, Inc.'s 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
CrossCountry Mortgage, Inc. originated 2,836 owner-occupied single-family loans in Minnesota from 2,902 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $6,250 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.625% (Minnesota: 6.625%).
Loans in MN
2,836
of 2,902 applications
Denial rate
1.4%
Purchase · MN 5.2%
Rate spread
+0.31 pts
Conv. · MN +0.15 pts
Loan amount
$305,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,399 | 2,355 | 1.4% | 6.625% | +0.31 pts | $6,250 | $305,000 |
| Refinance | 390 | 376 | 2.1% | 6.450% | +0.03 pts | $4,360 | $325,000 |
| Cash-out refinance | 113 | 105 | 7.1% | 6.875% | +0.43 pts | $6,070 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where CrossCountry Mortgage, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 49.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Steele County | 1 | 85 | 17.6% |
| Mille Lacs County | 1 | 41 | 9.3% |
| Rice County | 2 | 57 | 7.1% |
| Blue Earth County | 2 | 55 | 7.8% |
| Nicollet County | 2 | 31 | 6.8% |
| Sherburne County | 3 | 103 | 5.8% |
| Le Sueur County | 3 | 19 | 4.7% |
| Waseca County | 3 | 16 | 7.4% |
| Hennepin County | 4 | 753 | 4.6% |
| Ramsey County | 4 | 280 | 4.8% |
| Anoka County | 4 | 279 | 5.1% |
| Dakota County | 4 | 216 | 3.3% |
| Washington County | 4 | 195 | 4.2% |
| Chisago County | 4 | 64 | 6.9% |
| Isanti County | 4 | 45 | 6.2% |
| Itasca County | 4 | 31 | 6.0% |
| Kanabec County | 4 | 14 | 6.6% |
| Wright County | 5 | 119 | 3.9% |
| Pipestone County | 5 | 4 | 4.4% |
| Carver County | 6 | 83 | 4.2% |
| Aitkin County | 6 | 8 | 4.1% |
| Scott County | 7 | 75 | 3.1% |
| Freeborn County | 7 | 13 | 3.7% |
| Pine County | 7 | 12 | 3.3% |
| Faribault County | 7 | 5 | 3.9% |
| Sibley County | 8 | 6 | 2.8% |
| Watonwan County | 8 | 4 | 4.3% |
| Benton County | 9 | 16 | 2.9% |
| McLeod County | 9 | 14 | 2.7% |
| Renville County | 10 | 4 | 2.7% |
- CrossCountry Mortgage, Inc. nationwide
- Minnesota mortgage market
- CrossCountry Mortgage, Inc. in Ohio
- CrossCountry Mortgage, Inc. in Florida
- CrossCountry Mortgage, Inc. in Pennsylvania
- CrossCountry Mortgage, Inc. in California
- CrossCountry Mortgage, Inc. in Texas
- CrossCountry Mortgage, Inc. in New Jersey
- CrossCountry Mortgage, Inc. in Illinois
- CrossCountry Mortgage, Inc. in New York
- CrossCountry Mortgage, Inc. in Washington
- CrossCountry Mortgage, Inc. in Arizona
- CrossCountry Mortgage, Inc. in North Carolina
- CrossCountry Mortgage, Inc. in Massachusetts
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology