Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Virginia · HMDA 2025

Fairway Independent Mortgage Corporation mortgages in Virginia

Fairway Independent Mortgage Corporation's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.

Fairway Independent Mortgage Corporation originated 1,458 owner-occupied single-family loans in Virginia from 1,537 completed applications, making it the state's #20 lender by volume.

Its median conventional purchase loan costs were $6,070 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.625% (Virginia: 6.625%).

Loans in VA
1,458
of 1,537 applications
Denial rate
4.0%
Purchase · VA 6.9%
Rate spread
+0.19 pts
Conv. · VA +0.10 pts
Loan amount
$385,000
Purchase · VA $385,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase1,3141,2524.0%6.625%+0.19 pts$6,070$385,000
Refinance1661574.8%6.490%+0.07 pts$5,210$635,000
Cash-out refinance574914.0%6.990%+0.35 pts$6,450$335,000

*Conventional loans only; medians with at least 20 loans.

Virginia counties where Fairway Independent Mortgage Corporation ranks in the top 25

Showing the 30 counties where it ranks highest, of 45.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology