Lender in Alabama · HMDA 2025
FBC Mortgage, LLC mortgages in Alabama
FBC Mortgage, LLC's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
FBC Mortgage, LLC originated 312 owner-occupied single-family loans in Alabama from 323 completed applications.
Its median conventional purchase loan costs were $6,470 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.49% (Alabama: 6.562%).
Loans in AL
312
of 323 applications
Denial rate
2.9%
Purchase · AL 9.1%
Rate spread
+0.19 pts
Conv. · AL +0.17 pts
Loan amount
$295,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 310 | 300 | 2.9% | 6.490% | +0.19 pts | $6,470 | $295,000 |
| Refinance | 9 | 9 | — | — | — | — | — |
| Cash-out refinance | 4 | 3 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where FBC Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Shelby County | 7 | 115 | 2.8% |
| St. Clair County | 7 | 49 | 3.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology