Lender in Texas · HMDA 2025
FBC Mortgage, LLC mortgages in Texas
FBC Mortgage, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
FBC Mortgage, LLC originated 249 owner-occupied single-family loans in Texas from 273 completed applications.
Its median conventional purchase loan costs were $7,670 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.375% (Texas: 6.50%).
Loans in TX
249
of 273 applications
Denial rate
7.5%
Purchase · TX 10.2%
Rate spread
+0.11 pts
Conv. · TX +0.09 pts
Loan amount
$275,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 253 | 231 | 7.5% | 6.375% | +0.11 pts | $7,670 | $275,000 |
| Refinance | 16 | 15 | — | — | — | — | — |
| Cash-out refinance | 4 | 3 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where FBC Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Orange County | 3 | 43 | 4.6% |
| Newton County | 7 | 2 | 4.1% |
| Jasper County | 10 | 7 | 2.6% |
| Hardin County | 12 | 15 | 2.3% |
| Deaf Smith County | 13 | 2 | 1.6% |
| Tyler County | 14 | 3 | 1.9% |
| Jefferson County | 19 | 29 | 1.4% |
| Red River County | 23 | 1 | 1.1% |
| Bee County | 25 | 1 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology