Lender in Kentucky · HMDA 2025
FBC Mortgage, LLC mortgages in Kentucky
FBC Mortgage, LLC's 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
FBC Mortgage, LLC originated 207 owner-occupied single-family loans in Kentucky from 211 completed applications.
Its median conventional purchase loan costs were $4,390 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.25% (Kentucky: 6.625%).
Loans in KY
207
of 211 applications
Denial rate
2.0%
Purchase · KY 8.2%
Rate spread
−0.30 pts
Conv. · KY +0.21 pts
Loan amount
$325,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 200 | 196 | 2.0% | 6.250% | −0.30 pts | $4,390 | $325,000 |
| Refinance | 10 | 10 | — | — | — | — | — |
| Cash-out refinance | 1 | 1 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where FBC Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Henderson County | 4 | 29 | 5.4% |
| Daviess County | 5 | 63 | 4.9% |
| Warren County | 8 | 62 | 3.5% |
| Scott County | 8 | 31 | 2.6% |
| Hancock County | 14 | 2 | 2.0% |
| Ohio County | 18 | 3 | 1.5% |
| Butler County | 20 | 1 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology