Lender in South Carolina · HMDA 2025
FBC Mortgage, LLC mortgages in South Carolina
FBC Mortgage, LLC's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
FBC Mortgage, LLC originated 772 owner-occupied single-family loans in South Carolina from 841 completed applications.
Its median conventional purchase loan costs were $4,920 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 5.75% (South Carolina: 6.624%).
Loans in SC
772
of 841 applications
Denial rate
8.1%
Purchase · SC 8.8%
Rate spread
−0.55 pts
Conv. · SC +0.12 pts
Loan amount
$295,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 824 | 756 | 8.1% | 5.750% | −0.55 pts | $4,920 | $295,000 |
| Refinance | 10 | 10 | — | — | — | — | — |
| Cash-out refinance | 7 | 6 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where FBC Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Newberry County | 2 | 26 | 7.4% |
| Pickens County | 3 | 71 | 4.0% |
| Sumter County | 8 | 72 | 4.9% |
| Kershaw County | 9 | 34 | 2.8% |
| Lexington County | 11 | 129 | 2.3% |
| Florence County | 14 | 28 | 1.9% |
| Aiken County | 15 | 48 | 1.6% |
| Jasper County | 18 | 16 | 1.4% |
| Anderson County | 20 | 41 | 1.2% |
| Horry County | 22 | 99 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology