Lender in Michigan · HMDA 2025
Fifth Third Bank, N.A. mortgages in Michigan
Fifth Third Bank, N.A.'s 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
Fifth Third Bank, N.A. originated 1,563 owner-occupied single-family loans in Michigan from 1,890 completed applications, making it the state's #14 lender by volume.
Its median conventional purchase loan costs were $3,630 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.625% (Michigan: 6.625%).
Loans in MI
1,563
of 1,890 applications
Denial rate
10.0%
Purchase · MI 7.8%
Rate spread
+0.11 pts
Conv. · MI +0.23 pts
Loan amount
$235,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,078 | 958 | 10.0% | 6.625% | +0.11 pts | $3,630 | $235,000 |
| Refinance | 428 | 319 | 23.1% | 6.375% | +0.11 pts | $2,010 | $195,000 |
| Cash-out refinance | 384 | 286 | 24.5% | 6.750% | +0.36 pts | $3,090 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where Fifth Third Bank, N.A. ranks in the top 25
Showing the 30 counties where it ranks highest, of 41.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Ottawa County | 4 | 154 | 3.9% |
| Missaukee County | 5 | 9 | 5.4% |
| Kent County | 6 | 276 | 3.0% |
| Muskegon County | 6 | 93 | 3.3% |
| Clinton County | 6 | 31 | 2.7% |
| Mason County | 6 | 10 | 3.2% |
| Antrim County | 7 | 6 | 2.2% |
| Berrien County | 8 | 48 | 2.6% |
| Calhoun County | 9 | 47 | 2.5% |
| Allegan County | 9 | 41 | 2.5% |
| Eaton County | 9 | 34 | 2.2% |
| Van Buren County | 9 | 24 | 2.8% |
| Kalamazoo County | 10 | 68 | 2.1% |
| Shiawassee County | 10 | 22 | 2.1% |
| Oceana County | 10 | 9 | 3.2% |
| Otsego County | 10 | 6 | 1.9% |
| Benzie County | 10 | 5 | 2.3% |
| Newaygo County | 11 | 13 | 2.1% |
| Arenac County | 11 | 4 | 2.5% |
| Wexford County | 12 | 11 | 2.4% |
| Hillsdale County | 12 | 8 | 1.6% |
| Cheboygan County | 12 | 5 | 2.2% |
| Ingham County | 13 | 45 | 1.4% |
| Crawford County | 13 | 4 | 2.3% |
| Lake County | 13 | 3 | 2.1% |
| Jackson County | 14 | 42 | 1.9% |
| St. Clair County | 14 | 36 | 1.5% |
| Barry County | 15 | 17 | 1.9% |
| Cass County | 15 | 9 | 1.4% |
| Mecosta County | 15 | 9 | 1.9% |
- Fifth Third Bank, N.A. nationwide
- Michigan mortgage market
- Fifth Third Bank, N.A. in Ohio
- Fifth Third Bank, N.A. in Indiana
- Fifth Third Bank, N.A. in Illinois
- Fifth Third Bank, N.A. in Florida
- Fifth Third Bank, N.A. in Kentucky
- Fifth Third Bank, N.A. in North Carolina
- Fifth Third Bank, N.A. in South Carolina
- Fifth Third Bank, N.A. in Georgia
- Fifth Third Bank, N.A. in Tennessee
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology