Lender in Kentucky · HMDA 2025
Fifth Third Bank, N.A. mortgages in Kentucky
Fifth Third Bank, N.A.'s 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
Fifth Third Bank, N.A. originated 738 owner-occupied single-family loans in Kentucky from 922 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $3,950 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.50% (Kentucky: 6.625%).
Loans in KY
738
of 922 applications
Denial rate
10.2%
Purchase · KY 8.2%
Rate spread
+0.09 pts
Conv. · KY +0.21 pts
Loan amount
$245,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 512 | 453 | 10.2% | 6.500% | +0.09 pts | $3,950 | $245,000 |
| Refinance | 198 | 144 | 24.8% | 6.250% | +0.21 pts | $2,420 | $195,000 |
| Cash-out refinance | 212 | 141 | 33.0% | 6.625% | +0.38 pts | $3,210 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where Fifth Third Bank, N.A. ranks in the top 25
Showing the 30 counties where it ranks highest, of 37.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lyon County | 1 | 8 | 11.3% |
| Pendleton County | 5 | 9 | 5.1% |
| Bourbon County | 6 | 10 | 4.5% |
| Harrison County | 6 | 7 | 3.9% |
| Crittenden County | 6 | 5 | 5.7% |
| Union County | 6 | 5 | 5.9% |
| Nicholas County | 7 | 3 | 5.1% |
| Franklin County | 8 | 18 | 2.5% |
| Campbell County | 9 | 60 | 3.7% |
| Fayette County | 11 | 79 | 2.2% |
| Shelby County | 11 | 15 | 2.0% |
| Boone County | 12 | 57 | 2.2% |
| Kenton County | 13 | 55 | 1.8% |
| Daviess County | 13 | 17 | 1.3% |
| Oldham County | 14 | 21 | 1.7% |
| Henderson County | 14 | 11 | 2.1% |
| Hopkins County | 14 | 11 | 2.1% |
| Grant County | 14 | 8 | 2.4% |
| Caldwell County | 14 | 3 | 2.2% |
| Jefferson County | 15 | 173 | 1.5% |
| Madison County | 15 | 23 | 1.6% |
| Robertson County | 15 | 1 | 4.3% |
| Bracken County | 16 | 2 | 2.4% |
| Boyd County | 17 | 6 | 1.1% |
| Marion County | 17 | 2 | 1.4% |
| Jessamine County | 18 | 13 | 1.6% |
| Spencer County | 18 | 5 | 1.4% |
| Carter County | 18 | 3 | 1.4% |
| Greenup County | 19 | 4 | 1.0% |
| Mason County | 19 | 3 | 1.7% |
- Fifth Third Bank, N.A. nationwide
- Kentucky mortgage market
- Fifth Third Bank, N.A. in Ohio
- Fifth Third Bank, N.A. in Michigan
- Fifth Third Bank, N.A. in Indiana
- Fifth Third Bank, N.A. in Illinois
- Fifth Third Bank, N.A. in Florida
- Fifth Third Bank, N.A. in North Carolina
- Fifth Third Bank, N.A. in South Carolina
- Fifth Third Bank, N.A. in Georgia
- Fifth Third Bank, N.A. in Tennessee
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology