Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in North Carolina · HMDA 2025

Fifth Third Bank, N.A. mortgages in North Carolina

Fifth Third Bank, N.A.'s 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.

Fifth Third Bank, N.A. originated 614 owner-occupied single-family loans in North Carolina from 695 completed applications.

Its median conventional purchase loan costs were $4,230 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.50% (North Carolina: 6.50%).

Loans in NC
614
of 695 applications
Denial rate
7.4%
Purchase · NC 7.6%
Rate spread
+0.03 pts
Conv. · NC +0.04 pts
Loan amount
$445,000
Purchase · NC $325,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase5695257.4%6.500%+0.03 pts$4,230$445,000
Refinance816222.2%6.125%−0.03 pts$2,960$345,000
Cash-out refinance452740.0%6.250%+0.07 pts$3,750$255,000

*Conventional loans only; medians with at least 20 loans.

North Carolina counties where Fifth Third Bank, N.A. ranks in the top 25

CountyRankLoansMarket share
Chatham County15221.7%
Lincoln County24181.1%
Anson County2521.1%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology