Lender in Illinois · HMDA 2025
Fifth Third Bank, N.A. mortgages in Illinois
Fifth Third Bank, N.A.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Fifth Third Bank, N.A. originated 1,254 owner-occupied single-family loans in Illinois from 1,502 completed applications, making it the state's #24 lender by volume.
Its median conventional purchase loan costs were $6,340 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.625% (Illinois: 6.625%).
Loans in IL
1,254
of 1,502 applications
Denial rate
9.2%
Purchase · IL 9.2%
Rate spread
+0.16 pts
Conv. · IL +0.27 pts
Loan amount
$375,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 995 | 885 | 9.2% | 6.625% | +0.16 pts | $6,340 | $375,000 |
| Refinance | 341 | 262 | 20.5% | 6.500% | +0.05 pts | $2,950 | $355,000 |
| Cash-out refinance | 166 | 107 | 33.7% | 6.875% | +0.34 pts | $3,070 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Fifth Third Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lawrence County | 4 | 5 | 5.6% |
| Jefferson County | 10 | 8 | 3.0% |
| Clark County | 13 | 3 | 2.3% |
| Effingham County | 14 | 5 | 1.7% |
| Gallatin County | 16 | 1 | 3.3% |
| Cook County | 17 | 681 | 1.3% |
| DuPage County | 19 | 145 | 1.3% |
| Lake County | 19 | 105 | 1.1% |
| Carroll County | 22 | 2 | 1.5% |
| Fayette County | 22 | 2 | 1.3% |
| Richland County | 25 | 1 | 1.6% |
- Fifth Third Bank, N.A. nationwide
- Illinois mortgage market
- Fifth Third Bank, N.A. in Ohio
- Fifth Third Bank, N.A. in Michigan
- Fifth Third Bank, N.A. in Indiana
- Fifth Third Bank, N.A. in Florida
- Fifth Third Bank, N.A. in Kentucky
- Fifth Third Bank, N.A. in North Carolina
- Fifth Third Bank, N.A. in South Carolina
- Fifth Third Bank, N.A. in Georgia
- Fifth Third Bank, N.A. in Tennessee
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology