Lender in Arizona · HMDA 2025
Flagstar Bank, N.A. mortgages in Arizona
Flagstar Bank, N.A.'s 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
Flagstar Bank, N.A. originated 207 owner-occupied single-family loans in Arizona from 328 completed applications.
Its median conventional purchase loan costs were $6,400 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.75% (Arizona: 6.50%).
Loans in AZ
207
of 328 applications
Denial rate
36.0%
Purchase · AZ 8.2%
Rate spread
+0.15 pts
Conv. · AZ +0.11 pts
Loan amount
$335,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 247 | 154 | 36.0% | 6.750% | +0.15 pts | $6,400 | $335,000 |
| Refinance | 43 | 27 | 37.2% | — | +0.14 pts | $2,580 | $425,000 |
| Cash-out refinance | 38 | 26 | 26.3% | — | — | — | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Arizona counties where Flagstar Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Apache County | 20 | 2 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology