Lender in Florida · HMDA 2025
Flagstar Bank, N.A. mortgages in Florida
Flagstar Bank, N.A.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Flagstar Bank, N.A. originated 566 owner-occupied single-family loans in Florida from 893 completed applications.
Its median conventional purchase loan costs were $7,370 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.805% (Florida: 6.625%).
Loans in FL
566
of 893 applications
Denial rate
32.6%
Purchase · FL 12.8%
Rate spread
+0.20 pts
Conv. · FL +0.14 pts
Loan amount
$325,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 702 | 469 | 32.6% | 6.805% | +0.20 pts | $7,370 | $325,000 |
| Refinance | 77 | 42 | 39.0% | — | −0.01 pts | $5,040 | $355,000 |
| Cash-out refinance | 114 | 55 | 50.0% | 6.831% | +0.16 pts | $6,390 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology