Lender in Georgia · HMDA 2025
Flagstar Bank, N.A. mortgages in Georgia
Flagstar Bank, N.A.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Flagstar Bank, N.A. originated 290 owner-occupied single-family loans in Georgia from 445 completed applications.
Its median conventional purchase loan costs were $5,450 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.75% (Georgia: 6.624%).
Loans in GA
290
of 445 applications
Denial rate
33.1%
Purchase · GA 9.9%
Rate spread
+0.17 pts
Conv. · GA +0.13 pts
Loan amount
$305,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 326 | 216 | 33.1% | 6.750% | +0.17 pts | $5,450 | $305,000 |
| Refinance | 53 | 36 | 30.2% | — | +0.02 pts | $3,860 | $445,000 |
| Cash-out refinance | 66 | 38 | 40.9% | — | — | — | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Flagstar Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mitchell County | 9 | 3 | 3.1% |
| Thomas County | 12 | 10 | 2.1% |
| Lee County | 13 | 15 | 2.7% |
| Colquitt County | 14 | 5 | 1.8% |
| Calhoun County | 14 | 1 | 4.5% |
| Dougherty County | 17 | 7 | 1.2% |
| Sumter County | 18 | 2 | 1.3% |
| Worth County | 24 | 2 | 1.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology