Lender in Ohio · HMDA 2025
Flagstar Bank, N.A. mortgages in Ohio
Flagstar Bank, N.A.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Flagstar Bank, N.A. originated 218 owner-occupied single-family loans in Ohio from 311 completed applications.
Its median conventional purchase loan costs were $4,270 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.875% (Ohio: 6.625%).
Loans in OH
218
of 311 applications
Denial rate
28.7%
Purchase · OH 7.1%
Rate spread
+0.35 pts
Conv. · OH +0.22 pts
Loan amount
$245,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 247 | 176 | 28.7% | 6.875% | +0.35 pts | $4,270 | $245,000 |
| Refinance | 33 | 23 | 27.3% | — | +0.33 pts | — | $285,000 |
| Cash-out refinance | 31 | 19 | 38.7% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Flagstar Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Van Wert County | 22 | 5 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology