Lender in Colorado · HMDA 2025
Flat Branch Mortgage, Inc. mortgages in Colorado
Flat Branch Mortgage, Inc.'s 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
Flat Branch Mortgage, Inc. originated 288 owner-occupied single-family loans in Colorado from 289 completed applications.
Its median conventional purchase loan costs were $3,710 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.625% (Colorado: 6.50%).
Loans in CO
288
of 289 applications
Denial rate
0.4%
Purchase · CO 6.3%
Rate spread
+0.10 pts
Conv. · CO +0.04 pts
Loan amount
$405,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 245 | 244 | 0.4% | 6.625% | +0.10 pts | $3,710 | $405,000 |
| Refinance | 36 | 36 | 0.0% | — | — | — | $435,000 |
| Cash-out refinance | 8 | 8 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where Flat Branch Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Alamosa County | 5 | 5 | 5.9% |
| Conejos County | 7 | 1 | 4.0% |
| El Paso County | 15 | 200 | 1.4% |
- Flat Branch Mortgage, Inc. nationwide
- Colorado mortgage market
- Flat Branch Mortgage, Inc. in Missouri
- Flat Branch Mortgage, Inc. in Illinois
- Flat Branch Mortgage, Inc. in Oklahoma
- Flat Branch Mortgage, Inc. in Arkansas
- Flat Branch Mortgage, Inc. in Kansas
- Flat Branch Mortgage, Inc. in Texas
- Flat Branch Mortgage, Inc. in Iowa
- Flat Branch Mortgage, Inc. in Indiana
- Flat Branch Mortgage, Inc. in Nebraska
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology